Lets Get REAL Estate Podcast

Securing Your Success: Smart Moves in Commercial Financing with Nicholas Brown Ep. 160

Danielle Chiasson

Meet Nicholas Brown, Nicholas is a 28-year-old commercial mortgage agent and managing partner at 4Capital, specializing in multi-family investments. He educates investors and fellow agents online and is currently managing a 14-unit property conversion project. 

In this episode, Nicholas talks about:

  • The importance of running financial scenarios (best, worst, and most likely) to ensure investment stability and avoid potential losses in real estate.
  • Benefits of using commercial financing but caution against over-leveraging and the risks of maintaining high loan-to-value ratios in a property portfolio.
  • Diversifying financing and holding companies for different types of real estate projects can protect against financial risks, including litigation, liens, and market downturns.
  • The significance of maintaining portfolio health, noting that even commercial financing has limits when a portfolio becomes over-leveraged or underperforms.
  • Utilizing separate corporations for renovation projects and stabilized properties can safeguard equity and reduce exposure to legal and financial risks.
  • The need for conservative financial planning, especially in uncertain economic conditions, and recommend leveraging the expertise of a professional advisory team.


About Nicholas
Nicholas Brown is a 28-year-old commercial mortgage agent and managing partner at 4Capital, a commercial mortgage team dedicated to helping investors navigate the complexities of developing, repositioning, and acquiring multi-family assets. He entered the mortgage business to provide value in future real estate investments when partnering and now educates investors and fellow agents on his social platforms. Outside of the mortgage world, he is managing a 14-unit conversion project that began as an 8-unit commercial property and has since evolved into 11 residential units and 3 commercial units.

Connect with Nicholas
Instagram - https://www.instagram.com/themortgagearchitect/
Facebook - https://www.facebook.com/profile.php?id=100086680692259

Connect with Danielle Chiasson
Website: https://strategicsuccessconsulting.com
LinkedIn: https://www.linkedin.com/in/daniellechiasson/
Facebook: https://www.facebook.com/DaniChiasson
Instagram: https://www.instagram.com/letsgetreal
TikTok: https://www.tiktok.com/@danichiasson
Book in a call: https://calendly.com/strategicsuccess/lets-get-real-estate-20-min-chat 

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